Your Loan starting at 4,9%
Personal loans and more
- Loans starting at 3000 CHF
- Price guarantee and right of return
- Online application in only 2 minutes
- Decision within 4 hours
Simply and conveniently fill in your credit application online. If you have any questions, please do not hesitate to contact us by phone or email.
After you have sent us the required documents, you will receive an e-mail after a Comprehensive credit assessment of the credit decision and your credit contract.
As soon as you have returned the signed credit agreement to us and the legal waiting period of 14 days is over, you will receive the money to your desired account or you can collect it directly in cash.
Credisa Ltd. has been a Swiss provider of personal loans, insurance and pension products for several years. With our experienced credit professionals and the customer-friendly website, you can process your credit enquiries online or at the branch, regardless of time and place: flexible, convenient, independent and secure. We attach great importance to a fast and uncomplicated business transaction. With a wide range of products, helpful services and useful tools, we are always at your side. We are very pleased that you have found us. If you have any questions, please do not hesitate to contact us by phone, email or online inquiry.
Your Credisa Credit Team
You are at least 18 and at most 65 years old and have a permanent position. Borrowing is prohibited if it leads to over-indebtedness (Art. 3 UWG).
The personal loan runs from 12 to 84 months.
Fixed interest rate. Interest costs are included in the monthly installments.
You pay back the loan in constant monthly installments. Early repayment and multiple deposits at once are possible at any time.
Credisa attaches great importance to data protection. Your data will be treated with care and deleted after successful processing. If you wish, you can also insure your personal credit with installment insurance.
After you have sent us the required documents, you will receive the credit decision and your credit agreement after a comprehensive credit assessment.
Your application for a personal loan will be processed immediately. As soon as all documents are available, the decision about your credit will be made within 4 hours.
Securing your personal loan for all eventualities
Sometimes unexpected things happen in life. Whether it's job losses through no fault of your own, accidents or illness. Monthly installments for personal loans quickly become a financial challenge. So that you do not stand helpless in the rain, we recommend our installment insurance for personal loans.
These four important aspects are included:
- Total package: installment coverage & credit rate as monthly installment.
- Secured in the event of unintentional unemployment
- Covered in case of incapacity for work (due to accident or illness)
- Coverage for all employed persons
Our staff will be happy to make you a suitable offer for your personal loan.
If you apply for a loan, please do not submit any further applications to other credit institutions or banks. This can lead to a delay of your credit application or even have a negative impact on your creditworthiness.
Take advantage of the opportunities offered by a loan and claim it for tax purposes. In Switzerland, borrowing can be taken into account in tax returns. This means that the debt interest can be deducted from income tax.
Pay attention to a regular payment of the installments. Interruptions in payments or unpunctual payments can lead to a downgrading of your creditworthiness and thus to a more difficult borrowing in the future.
Take advantage of a new loan with favorable conditions for the rescheduling of old loans with higher interest rates. Save money by doing so.
Protect yourself from unforeseeable costs. Unemployment, illness and accidents are enormous risks. Secure your credit with installment insurance.
Whether foreigners with a B, C or L permit. Or also self-employed persons, cross-border commuters, civil servants or permanent employees, and many more, let us advise you. We will find the optimal loan for you.